Krung Thai Home Loan
Krung Thai Bank
Type Home Loan
Financial amount Home loan amount up to 100%
Krung Thai Home Loan Has a low first-year interest rate Know the approval results quickly, easy installments up to 40 years for applying for a home building loan, buying a new home, a second-hand house, free of loan application fees. Salary less than 15,000 baht can be borrowed. The bank does not set a minimum income. Can apply for a loan The bank will primarily consider credit based on the borrower's ability to repay.
Highlights of Krung Thai Home Loans
- Interest for the first year starting at 0.75% per annum
- Krung Thai Home Loan Repayment period up to 40 years
- Home loan amount up to 100%
- In the event that the land already exists (free of burden), the maximum loan amount will not exceed 100% of the appraised value.
Other interesting information for Krung Thai Bank Home Loans
Insurance for credit limit protection *What insurance options do you have? One option is as follows:
Get life insurance for credit limit protection (MRTA / GLTSP) for the full loan amount. and a minimum warranty period of 10 years
Get life insurance to protect the credit line (MRTA / GLTSP) 70% of the loan amount and the loan term.
Get life insurance with credit line protection (MRTA / GLTSP) 70% of the loan amount and a minimum insurance period of 15 years.
(Purchasing life insurance to protect credit limit according to the voluntaryness of the customer and does not affect credit approval)
real interest rate (EIR)**Calculated from loan amount of 1.00 million baht, contract term 20 years, installment payment 6,600 baht/month, current interest rate MRR = 6.22% per year.
Able to apply for additional term Home For Cash (Term Loan) for the purpose: consumer / renovation, renovation, home repair /Pay life insurance premiums, protect credit limits Interest rate MRR per annum throughout the contract period
other conditions as prescribed by the bank Credit determination is at the discretion of the bank.
Apply for a loan by September 30, 2022 and make a mortgage act within 30 days.
The Bank reserves the right to change the terms and conditions of this promotion. without prior notice
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